What are Temporary Total Disability Benefits?

The Maryland Workers' Compensation Statute lays out four different types of disability benefits that can be paid to injured workers. One of the most commonly paid type of benefit is a temporary total disability.

Temporary Total Disability Benefits are paid if an employee’s injury results in the person being completely disabled for all work purposes. The employee may receive this type of disability benefit if it can be shown that the worker cannot work at all.  If this period of disability or “healing” is fourteen days or less, the benefit payments are not allowed for the first three days (except for payments for hospital, nursing, or other medical services).  If the “healing” period is longer than fourteen days, then the compensation is allowed to be paid immediately.

Workers' compensation laws can be quite confusing, therefore, it is very important to hire an attorney to represent your interests. If you are injured on the job within your employee duties, you have a workers' compensation claim and are entitled to compensation for your injuries. Call the attorneys at Portner & Shure today for a free consultation: (301) 854-9000.

What Happens if my Employer Does NOT have Workers' Compensation Insurance?

Work injuries occur all the time and every employer is required to carry workers' compensation insurance to cover any employee who may be hurt on the job. But, even though employers are required to carry workers' compensation insurance does not always mean that they do. You may be wondering, what happens if you are injured at work and your employer does not have the proper insurance to cover your injuries. No need to worry because you can still recover the compensation you deserve.

Once your workers' compensation claim is filed, the workers' compensation commission will send a letter to your employer notifying them about their injured employee and the fact that they do not have the required insurance. Your employer is given a certain number of days to provide compensation for their injured employee or face a fine. Then, your claim will proceed under the Uninsured Employers Fund (UEF). The claim will go through the same process as any other workers' compensation claim. Once a settlement is reached, another letter will be sent to your employer letting them know that a settlement has been reached and the letter asks your employer if they are going to contribute to paying some or all of your medical bills. Your employer will then be fined again because of their failure to have workers' compensation insurance.

If you've been injured on the job, always remember to immediately report your injuries to your employer and seek medical attention for your injuries. If your employer does not have the required workers' compensation insurance, do not worry, you will still be able to receive compensation for your injuries. Call Portner & Shure today for a free workers' compensation consultation: (301) 854-9000, (410) 995-1515.

What Clients Are Saying February 2017

“Recently graduated high school, I was in a double collision car accident in June 2016. I had never hired a lawyer before, so I knew nothing of that sorts. My parents hired Portner & Shure to handle my case, and they were picky when choosing a lawyer. Portner & Shure was fantastic! Christine Phong, the person who ran my case, worked diligently for months. They updated me fairly well, and asked for anything that could benefit me. Just recently, I received my end outcomes, and I am very pleased with the results. I would definitely hire Portner & Shure again if needed. I highly recommend them to anybody!”

This case was handled by our Paralegal, Christine Phong, who works out of our Columbia, MD Office.